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What beginners should include in their investment portfolio heading into 2025

Cherlyn Yeoh
Cherlyn Yeoh • 3 min read
What beginners should include in their investment portfolio heading into 2025
The Edge Singapore spoke to Winston Lim, head of deposits and wealth management at UOB, on the broader market dynamics and how investors can position their investment portfolio. Photo: Bloomberg
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The economic landscape in 2025 will be shaped by Donald Trump’s presidency and a Republican-controlled Congress, says United Overseas Bank (SGX:U11) ’s (UOB) Winston Lim, head of deposits and wealth management. 

Interest rates are expected to continue falling, supporting the US economy, while global economic growth continues to influence investment decisions, Lim notes.  

In this landscape, Lim identifies multi-asset strategy unit trust funds, quality dividend-paying stocks, investment grade bonds and money market funds as popular investment choices.

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