"In an increasingly fragmented, volatile and complex operating landscape, we continue to outperform by leveraging our core strengths as a Dependable, Diversifier, Digital and Disruptor bank," she writes.
DBS Group's CEO Tan Su Shan believes geopolitical fragmentation and the rise of artificial intelligence (AI) are reshaping banking. Both trends are expected to create new opportunities across wealth management, payments and digital assets.
Companies are diversifying supply chains, currencies and investments as the global economy becomes more multipolar, Tan notes in the bank's FY2025 annual report. DBS expects to benefit as clients seek financial partners capable of navigating cross-border trade, financing flows and risk management in that environment.

