The approach differs from conventional insurance frameworks that sit outside operational systems. Instead, it ties coverage directly to how machines are authorised and controlled in real time. Policy issuance, risk assessment and claims processes are built into the platform, allowing coverage to adjust to system behaviour as it unfolds.
QuikBot Technologies and Embedded Financial Group Holdings (EFGH) are integrating insurance directly into the infrastructure that governs autonomous machines. The move comes as companies confront growing questions around liability and safety in real-world AI deployments.
In a joint press release, the Singapore-based firms say insurance will be embedded within QuikBot’s “Ambient Permission Plane”, a system that manages how physical AI (such as robots and autonomous technologies) operate across buildings and city environments. The model allows each machine-led action to be insured at the point of execution.
