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credit costs
Zest
Earnings surge but banks advise caution as peak interest rates approach
DBS and UOB's net profits have surged in 3Q2022 on loan growth and higher NIMs. The out look is optimistic with caveats
November 03, 2022
Zest
Direct impact of war on banks minimal, indirect impact through operational risk could impact costs
Banks could experience higher operational risks, and higher credit costs as war drags on and APAC growth slows
March 18, 2022
Zest
Banks’ earnings rising on loan growth, fees and write-backs
Banks earnings should continue to rise in 2022 on loan growth, fees, and write-backs
November 11, 2021
Stocks To Watch
DBS: You can bank on this stock in the event of a recovery
DBS Group Holdings is the stock to own if vaccinations curb Covid, and as the economy recovers
February 10, 2021
Zest
Credit costs likely peaked, asset quality stabilises, dividends to normalise for Asean banks
Asean banks' credit costs may have peaked and their dividends could normalise this year, making them attractive investments
January 29, 2021
Banks look beyond Covid at challenges and opportunities ahead
The local banks have navigated the Covid crisis, controlling credit costs, and NPLs, and are beginning to look for future growth
December 18, 2020
Broker's Calls
UOB Malaysia sees higher credit costs in FY20: CGS-CIMB
Management expects credit costs to rise to about 50 to 60 basis points in FY20, the brokerage points out, following a conference call with UOB Malaysia’s (UOBM) CFO Chang Yeong Gung.
July 06, 2020
Covid-19 Solidarity Budget
What the stimulus means for banks
In addition to the stimulus packages, policy interest rates are falling. Singapore’s exchange rate policy and the easing for the SGD NEER leading to a weaker Singapore dollar may limit the decline in local rates.
April 09, 2020
