One emerging trend is the integration of permissioned networks with permissionless blockchains, where smart contracts enforce permissions at the token level.
Digital finance is set to gain significant traction as financial institutions increasingly adopt blockchain-based technologies to achieve operational efficiencies and reduce costs. According to a Moody’s Ratings report dated Nov 19, the focus in 2025 will likely be on the tokenisation of real-world assets (RWAs).
However, the broader adoption of RWAs will depend on successful integration with digital currencies and the development of viable use cases. While some traditional financial firms are cautiously expanding their cryptocurrency trading and custody services, a key challenge remains managing the risks inherent to blockchain systems.
