The question for Singapore’s boardrooms is no longer whether to adopt AI. That decision has already been made. The question is whether adoption and governance are scaling at the same pace. In many organisations, they are not.
DBS Bank runs more than 2,000 AI models across 430 use cases, generating approximately $1 billion in economic value in 2025. By any measure, it is one of the most AI-intensive financial institutions in the world.
But AI adoption alone is no longer the differentiator.

