While it is still too early to forecast what the real impact of Covid-19 will be on the issuers, the platform operators say it is possible that investors will see a higher default rate and lower returns from their investments in the months ahead. But they still believe investors will be able to get mid to high single-digit returns.
SINGAPORE (Apr 9): Most of the peer-to-peer (P2P) financing platform operators in Malaysia were already prepared for a slowing economy before the outbreak of Covid-19, having observed signs that a slowdown could occur since the middle of last year.
These platforms have made the effort to help their small and medium enterprise (SME) issuers and investors by applying a more stringent credit approval process and restructuring repayments, among others.
