We hope to leave you with a framework to make better investment and financial planning decisions, especially with your CPF monies.
SINGAPORE (Jan 10): Why take risks? We get many questions about why, given the government-legislated CPF Ordinary Account interest rate of 2.5%, anyone should take a risk by investing their CPF money in the financial markets.
A Singapore government-guaranteed interest rate of 2.5% for your OA seems like a good idea, but we need to put that number into context, peel back the onion and think deeper about how markets and the economy work. However, before doing anything, we need to answer why we bother taking a risk at all, and how to be rewarded with returns for risks taken.
