It offers a top-up incentive programme for customers’ first $20,000, wherein it will top up the difference if the underlying portfolio does not achieve the target rate of 4.2% p.a. The top-up programme will last during the qualifying period, which may be extended from time to time. The target for amounts beyond the first $20,000 is at 3.5% p.a.
After revolutionising life insurance, Singlife Founder Walter de Oude is now focused on optimising cash returns for everyone through the launch of Chocolate Finance.
Chocolate Finance offers a spare cash management account. It backs its returns with a diversified investment strategy. It leverages high-performing, short-term investment-grade fixed-income funds and money market funds to target higher yields than similar existing products in the market.

